2NOVEMBER 2023Insurance Telematics PlatformPHYD AND PAYD INSURANCE PRODUCTSThe Pay How You Drive (PHYD) model uses the driver's Safety Score as the basisfor price calculation. The score calculationitself can be modeled in a way that incentivizescertain behavior and penalizes others. The Pay as you drive (PAYD) uses the distance driven as the main parameter for price calculation.www.amodo.euAmodo is a platform that helpsinsurance companies and brokersto collect and effectively utilizetheir customers' behavioral data. CMYCMMYCYCMYK
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