Insuranceciooutlook

A featured contribution from Leadership Perspectives, a curated forum for finance technology leaders, nominated by our subscribers and vetted by the Insurance CIO Outlook Editorial Board.

Alacrity Solution

Better Tools Make Better Adjusters

Lee Boyd

Operational Excellence Builder

Twenty years in claims operations has a way of clarifying what leadership actually means, and the lesson never really changes. Behind every claim file is a family, a business, an investment, or someone moving through a hard stretch of their life, and keeping that front and center is what shapes the way I lead. I can't lose sight of the fact that every decision I make will land on a real person.

The best leaders I know find a way to hold data and empathy at the same time. I won't pretend I've always gotten that balance right, but I'm reminded of it constantly. Data helps us spot trends and sharpen performance, yet leadership is still fundamentally about people. It gives us insight, but we still have to build systems that let teams do good work and make sound calls on their own.

THE PRESSURE IS REAL, AND SO IS THE OPPORTUNITY

Customer expectations keep climbing, weather events keep growing less predictable, and the vehicles and homes we insure are more complex to repair and settle than they were a decade ago. On top of all that, a wave of experienced adjusters, the people carrying decades of institutional knowledge, is heading toward retirement.

None of that is a surprise to anyone in this industry. What will actually set companies apart isn't how fast they automate, but how thoughtfully they choose to rethink the work itself.

Don't just automate existing processes. Rethink how claims are handled.[KH1]

That distinction matters to me more than almost anything else right now. Automation on its own just digitizes old habits, while rethinking the process means using AI and analytics to strip out administrative drag so adjusters can spend their time where it counts most, on the judgment calls that genuinely need a human touch.

TECHNOLOGY SHOULD AMPLIFY PEOPLE, NOT REPLACE THEM

I think about AI in claims work as an amplifier rather than a substitute. It isn't there to replace the instincts an adjuster builds over years in the field; it's there to make those instincts sharper and give them room to breathe.

The future isn't about replacing human judgment. It's about giving people faster insights, so they can focus on what matters most.

A big part of my day is spent helping build AI-powered command centers that bring together operational data, business rules, and generative tools in one place, giving leaders real-time visibility and giving adjusters better information right when they need it. That kind of setup reduces leakage and improves quality, but its real value is freeing people up to spend their time where a human is actually needed most.

"Don't just automate existing processes. Rethink how claims are handled." 

I try to keep in mind that this shift affects people just as much as it affects processes. I've watched leadership make decisions they assumed matched what employees wanted, only to discover later they were way off course. The fix borrows something I picked up from the Toyota Way, which is to walk the floor and understand what's really happening before assuming what people need.

STAYING CURIOUS IS THE WHOLE JOB

If there's one thing that has shaped my career more than any single strategy, it's staying curious and never assuming I've arrived. The stagnant leader is a declining leader, and the moment you think you have all the answers is the moment you stop growing. I try to keep learning through books, through talks, and simply by paying attention, because the more I learn, the more I realize how much I still don't know.

That curiosity, paired with a real willingness to execute on ideas, is what I believe builds a career that lasts. Reading widely helps. So does finding a mentor willing to hear out an unpolished idea and help shape it into something real. For anyone starting out in this industry, I'd encourage spending the first year moving through as much of the business as possible, from underwriting to service to claims and every corner of the ecosystem in between.

Most experts don't set out to be the expert in their final field. Often, strange and winding paths lead them to the place where they're eventually recognized as one.

Culture plays its part too, and I've never bought into the idea that compensation is the primary driver of performance. People respond to a sense of shared purpose just as much as they respond to a paycheck, and the best cultures make room for both.

Talent will retire, claims will keep getting more complex, and customers will keep expecting more, faster. None of that scares me, because my answer to all of it stays the same. Build better systems, keep learning, and never lose sight of the person on the other end of the file.

The future of insurance belongs to leaders who can combine operational excellence with innovation, empathy, and a relentless commitment to continuous learning and improvement.

Lee Boyd is a veteran executive with over two decades of experience in the insurance industry. He currently serves as President of Claims Operations at Alacrity Solutions, where he leads a large-scale claim service organization supporting carriers, MGAs, and businesses across the property and casualty industry. His teams specialize in managing complex claims operations across field adjusting, desk adjusting, third-party administration, subrogation, call center operations, and claims support services. Lee is also the host of FNO: InsureTech Podcast, where he interviews founders, operators, and industry leaders about how technology is reshaping the insurance industry.

Alacrity Solutions is one of the largest independent providers of insurance claims management services in North America, delivering property, auto, and casualty claims adjustment, staffing support, temporary housing services, plus subrogation and recovery solutions. With more than 50 years of experience, Alacrity combines skilled adjusters with data intelligence to deliver faster, more accurate, and more consistent outcomes. For more information, please visit www.alacritysolutions.com.

The articles from these contributors are based on their personal expertise and viewpoints, and do not necessarily reflect the opinions of their employers or affiliated organizations.

Weekly Brief