Data still moves as if on paper at Lloyd’s of London, the world’s oldest insurance marketplace. Every month, thousands of claims bordereaux (BDX) files pass through Lloyd’s delegated authority chain, each carrying details meant to enable fast, informed decisions. Instead, they land in inboxes and trigger the same routine of manual checks, spreadsheet reconciliations and email loops to confirm what was already reported. This is an infrastructure problem, not a capability one. The market lacks a shared foundation and that’s exactly what LimeIQ provides. The Solution Purpose-built for the delegated authority ecosystem and refined within the Lloyd’s environment, LimeIQ delivers a unified data-intelligence platform that streamlines workflows and strengthens decision-making without altering existing systems or requiring costly IT projects. By consolidating fragmented data sources into a single source of truth, LimeIQ reduces duplication, automates validation and gives underwriters, claims professionals and brokers real-time insight. Instead of waiting for reports, stakeholders see clean, consistent information that supports faster settlements, stronger compliance and clearer performance. “We’re solving what we call the Lloyd’s dilemma, which is the struggle to keep fragmented data consistent, accessible and actionable across so many participants,” says Greg Zarin, Founder and CEO. “LimeIQ makes claim information flow intelligently across the entire chain, giving every stakeholder the same clarity in real time.” A Connected Process for a Connected Market LimeIQ operates on four core pillars: ingestion, validation, aggregation and intelligence, each building on the last to turn raw BDX files into decision-ready intelligence.